a) Fire and Special Perils Insurance-All property located at particular premises such as buildings, plant and machinery, furniture, fixtures, fittings, stock and other contents can be insured.Fire,Lightning. Explosion / Implosion,Aircraft Damage. Riot, Strike and Malicious Damage,Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation,Impact Damage,Subsidence and Landslide including Rock slide,Bursting and / or overflowing of Water Tanks, Apparatus and Pipes,Missile Testing Operations,Leakage from Automatic Sprinkler Installations,Bush Fire,Earthquake.


b) Burglary Insurance for Individuals, small, medium and large business establishments. Covers Property in the premises Cash, valuables, securities, stock etc.


c) Machinery Breakdown Insurance-Machinery breakdown policy is ideal cover for plant and machinery, to cover cost of repair or replacement of damaged parts as a result of accidental Electrical and Mechanical Breakdown.


d) Electronic Equipment Insurance-EEI Policy is a comprehensive policy designed for various types of electronic equipment such as computers, microprocessors, industrial electronics and audio/visual equipment including the value of system software etc.


e) Plant and Machinery Insurance-It covers physical loss or damage, which the contractor’s plant & machinery could suffer.


f) Boiler Pressure and Plant Insurance-This policy will cover Damage to steam generating boiler itself arising out of its explosion / implosion, Damage to surrounding property of insured caused by flying debris of exploded boiler, Third party liability arising out of explosion- damage to property owned by third party or personal injury to third party.


g) Contractor All Risk Policy-This policy is specially designed to give financial protection to the Civil Engineering Contractors in the event of an accident to the civil engineering works under construction.

Main features

  • h)Erection All Risk Insurance-The policy comprises of 2 Sections

  • Section I-Material Damage-covering physical loss, damage or destruction of the property insured by any cause, other than those specifically excluded in the policy.

  • Section II-Third Party Liability-covering the legal liability falling on the insured contractor as a result of bodily injury or property damage belonging to a third party.